2019 APAC Graduate Programme - Credit Analyst - Shanghai
Position Purpose
BNP Paribas has a presence in 74 countries with over 190,000 employees. It ranks highly in its two core activities: Retail Banking and Services as well as Corporate & Institutional Banking.
In Asia Pacific, the BNP Paribas Group is a leading employer with more than 15,000 employees* and a presence in 14 markets. Being one of the largest international banking networks, we strive to employ talented and innovative people who are aligned to our vision and culture.
*excluding partnerships
The Graduate Program is a comprehensive 24-month program designed to equip graduates with the technical skills and individual competencies to embark upon a successful career within the BNP Paribas Group. This opportunity includes a formal mentoring program, graduate community initiatives, relevant technical training and on- the- job learning from our senior managers and highly experienced team members.
Direct Responsibilities
- Gather appropriate client information to be able to present and mitigate risks
- Deliver a complete, synthetic and coherent up-to-date counterparty and credit risk analysis, based on facts and compliant with the Bank’s guidelines
- Complete Credit Proposals enabling the Credit Committee to make an informed decision
- Support the Relationship Manager / Front Officer in credit process-related matters within own scope (plan CCs ahead, handling of CRF, CreditPoint,…)
- Portfolio monitoring (follow-up of financial covenants, risks alert, core data checks)
- Keep updated with credit methodologies and policies
- Share information and develop industry intelligence
Contributing Responsibilities
- Prepare presentation of Credit Proposals to local Credit Committees
- Meet clients jointly with Relationship Managers, when and where possible, to deepen the understanding of a credit
- Participate in discussions on potential deals
- Participate in projects linked to improving credit process efficiency
- contribute to any other portfolio or credit administrative and statistical works as required by management from time to time
- Contribute to the Permanent Control framework
Technical and Behavioural Competencies
Students who have recently graduated or graduating in 2019 from all areas of disciplines are most welcome to apply. Applications will be reviewed on a rolling basis.
- Takes initiative and is results driven
- Strong decision making and analytical skills
- Act with integrity
- Ability to manage change and complexity with confidence
- Strong team player
- Client focused and commercial thinking
- Excellent interpersonal and communication skills
- Self-motivated and genuine interest in Banking and Finance
- Proficiency in Microsoft office (MS Word, Excel & Power point)
- Prior related internship within the banking industry is an advantage
This opportunity is closed to applications.